Commission Structure
Rates by plan, the 12-month earning window, and how recurring commissions are calculated.
You earn 25% of every subscription payment your referrals make, for 12 months from their first payment.
Rates by plan
| Plan | Price | Your commission |
|---|---|---|
| Family Monthly | $19/month | $4.75/month |
| Family Lifetime | $499 one-time | $124.75 one-time |
The 12-month window
The commission window opens on the date your referral makes their first payment and closes exactly 12 months later.
- Monthly plans — you earn on every renewal within the window. A subscriber who stays for the full 12 months earns you $57 total ($4.75 × 12).
- Lifetime plans — single one-time payment, single commission. No recurring component.
If a subscriber cancels and resubscribes, commissions resume as long as you're still within the original 12-month window.
When commissions are created
Commissions are created automatically when Stripe confirms a successful payment. You don't need to do anything — they appear in your dashboard within minutes of the payment.
Each commission row shows:
- Date of the payment
- Plan (monthly or lifetime)
- Amount earned
- Status (pending, approved, or paid)
Commission statuses
- Pending — earned but not yet paid out
- Approved — reviewed and queued for payout
- Paid — transferred to your bank account
- Canceled — reversed due to a refund or chargeback
Commission rate
Your commission rate is 25% and is set at the time of your approval. It is stored on your account and applied to all future commissions. If your rate changes in the future, existing commissions are not affected — they use the rate that was in effect when they were created.
Refunds and chargebacks
If a referred user receives a refund or disputes a charge, the corresponding commission is marked canceled and deducted from your pending balance. If a payout has already been issued, the difference is netted against future earnings.
Taxes
Golden Wealth does not withhold taxes on commissions. If you earn over $600 in a calendar year, you'll receive a 1099-NEC. It's your responsibility to report commission income appropriately for your jurisdiction.